4/10 - Below Average
I really like this image, but a few missteps ruin the overall quality. The largest issue is the poor file compression of the JPEG, which creates artifacts. You can see them around the smoke and outline of the heart. It also forces the image to be more muddled, which obscures the wonderful detail in the original. This could also be due to resizing, but mostly the poor compression. The choice of font was a good one; it clearly fits the picture. You also picked a good color to compliment the heart. However, for these wise choices, you unwisely placed the text in a poor place. It distracts from the focal point. When it comes to text in avatars, I tend to not use it, unless I can really utilize it well. Avatars are limited in their space, so it becomes very easy to create a piece that is too busy. Excluding text can really solve that problem. In this case, it's just distracting. It's too small and far away to really feed off of the heart, but it is in contrast with the smoke and background, so it's noticeable.
Overall, great choice in an image, but poor execution.
Also, your criticism of my choice in subject matter is horribly ignorant. You're grasping at straws.